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Savings.  Pay yourself first. Start now stashing 10% of your income in an “Emergency” savings. Don’t use it for anything but real emergencies. Keep a “For Sure” savings account for yearly expenses you know are coming and you can estimate (e.g. Christmas, insurance, tax...

If you want to minimize receiving taxable distributions from mutual fund investments, tax-efficient funds should be considered for your investment portfolio.

In tax-efficient investing, the focus is not on what you earn but what you are able to keep. The objective is to...

There is no need to use the many middleman websites you will find via a search engine. Most of these are *bogus*, even the slick-looking ones.  More and more banks are offering offshore bank accounts direct. Just get a list of banks in the country you're interested in,...

Having been trading stocks and options in the capital markets professionally over the years, I have seen many ups and downs.

I have seen paupers become millionaires overnight…

And

I have seen millionaires become paupers overnight…

One story told to me by my mentor is still...

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